Terms of Service

1. Agreement & Acceptance

1.1 Binding Agreement

These Terms form a legally binding contract between you (the "User", "Client", or "You") and OwnAlgo ("we", "us", "our", or the "Company"). By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

1.2 Eligibility Requirements

To use our services, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction REQUIRED
• Have the legal capacity to enter into binding contracts
• Not be prohibited from receiving our services under applicable laws
• Provide accurate and complete information when required

1.3 Electronic Acceptance

Your electronic acceptance of these Terms has the same legal effect as a handwritten signature. We may record and store your acceptance electronically.

2. Service Scope & Limitations

2.1 Service Description

OwnAlgo provides professional algorithmic trading development services including but not limited to:

Service Category	Specific Services	Scope
Algorithm Development	Custom trading algorithms, automated systems, trading bots	Strategy implementation only
Indicator Development	Custom technical indicators, analysis tools, alert systems	Technical implementation only
Testing & Optimization	Backtesting, forward testing, parameter optimization	Performance analysis only
Integration Services	API integrations, platform compatibility, automation setup	Technical integration only
Support & Maintenance	Technical support, code updates, bug fixes, maintenance	Technical assistance only

2.2 Service Limitations

Our services are strictly limited to technical implementation and do NOT include:

• Financial advice or investment recommendations PROHIBITED
• Trading strategy development or design
• Market analysis or forecasting
• Guarantees of profitability or performance
• Risk management advice or portfolio management
• Legal or tax advice

2.3 Platform Compatibility

We develop solutions for various trading platforms including but not limited to:

• MetaTrader 4 & 5 (MT4/MT5)
• TradingView (Pine Script)
• Python-based trading systems
• Other platforms as specified in project agreements

Platform compatibility is subject to the specific platform's limitations and capabilities at the time of development.

3. User Account & Responsibilities

3.2 User Obligations

As a user of our services, you agree and acknowledge that:

• You are solely responsible for all trading decisions and outcomes RESPONSIBILITY
• You understand and accept the risks associated with financial trading
• You will comply with all applicable laws and regulations
• You will provide accurate and complete information for service delivery
• You will not misuse or attempt to reverse-engineer our services or code
• You will not use our services for illegal or unauthorized purposes

3.3 Prohibited Activities

You agree NOT to:

• Use our services in violation of any laws or regulations PROHIBITED
• Attempt to gain unauthorized access to our systems or other users' data
• Reverse-engineer, decompile, or disassemble our software or services
• Use our services to develop competing products or services
• Resell, distribute, or sublicense our services without written permission
• Use automated systems to access our services excessively
• Provide false or misleading information

3.4 Trading Risk Acknowledgement

You specifically acknowledge and accept that:

• Trading financial instruments involves substantial risk of loss
• Past performance does not guarantee future results
• Algorithmic trading does not eliminate the risk of financial loss
• Market conditions can change rapidly and unpredictably
• You should only trade with capital you can afford to lose

4. Payments & Refunds

4.1 Payment Terms

Unless otherwise specified in a separate written agreement:

• All payments are project-based and due as specified in project proposals
• We may require an upfront deposit before beginning work
• Final deliverables are provided upon full payment
• Late payments may incur additional charges or suspension of services

4.3 Project Changes & Additional Work

Additional work requested beyond the original project scope may incur additional charges. We will provide estimates for additional work before proceeding.

4.4 Payment Methods

We accept various payment methods including but not limited to:

• Bank transfers
• Digital payment platforms
• Cryptocurrency (upon agreement)
• Other methods as specified in project agreements

4.5 Taxes

You are responsible for all taxes, duties, and charges associated with your use of our services in your jurisdiction. Our prices do not include any applicable taxes unless explicitly stated.

5. Intellectual Property Rights

5.2 Portfolio Rights

We retain the right to:

• Showcase anonymized work samples in our portfolio
• Use anonymized code snippets for educational purposes
• Reference completed projects (without confidential details) in marketing materials

We will never disclose sensitive information, proprietary strategies, or personally identifiable information without your explicit written consent.

5.3 Pre-existing Intellectual Property

Each party retains ownership of their pre-existing intellectual property. We grant you a license to use our pre-existing code only as part of the delivered solution.

5.4 Source Code Delivery

Source code is delivered upon project completion and full payment, unless otherwise specified in the project agreement. You are responsible for securely storing and backing up all delivered code.

5.5 License Restrictions

Unless otherwise specified in writing, all licenses granted are:

• Non-exclusive
• Non-transferable
• For your personal or business use only
• Subject to compliance with these Terms

6. Liability & Warranties

6.1 Limitation of Liability

We are not liable for:

• Trading losses, missed profits, or financial losses of any kind EXCLUDED
• Software malfunctions due to broker or platform issues
• Market conditions, volatility, or unexpected events
• Third-party failures, including internet service providers
• Data loss or corruption
• Unauthorized access to your accounts or systems
• Delays or interruptions in service availability

6.2 Maximum Liability

Our total liability for any claim arising from or related to these Terms or our services shall not exceed the amount you paid us for the specific service giving rise to the claim in the twelve (12) months preceding the claim.

6.3 No Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• Our services will meet your specific requirements
• Our services will be uninterrupted, timely, or error-free
• The results obtained from using our services will be accurate or reliable
• Any errors in our services will be corrected

6.4 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, civil unrest, internet failures, or governmental actions.

7. Service Availability & Support

7.1 Service Availability

We do not guarantee uninterrupted availability of our services or website access. Services may be temporarily unavailable for maintenance, updates, or due to circumstances beyond our control.

7.2 Support Services

Support is provided according to the terms specified in your project agreement. Standard support includes:

• Bug fixes for delivered code within the warranty period
• Clarifications regarding code functionality
• Assistance with deployment issues

Support does NOT include:

• Strategy modifications or enhancements
• Platform-specific troubleshooting beyond our control
• Training or education on trading concepts

7.3 Response Times

We aim to respond to support requests within 24-48 hours during business days, but do not guarantee specific response times.

8. Termination & Suspension

8.2 User Termination

You may stop using our services at any time. However, you remain responsible for any payments due for services already rendered.

8.3 Effects of Termination

Upon termination:

• Your right to use our services immediately ceases
• You must cease all use of our services and any provided materials
• Any provisions that by their nature should survive termination will survive
• You remain liable for any outstanding payments

8.4 Data Retention After Termination

We may retain your information as necessary to comply with legal obligations, resolve disputes, and enforce our agreements, in accordance with our Privacy Policy.

9. Governing Law & Disputes

9.1 Dispute Resolution

In the event of any dispute, claim, or controversy arising out of or relating to these Terms, we encourage you to contact us first to attempt to resolve the issue informally.

9.2 Arbitration

Any disputes not resolved informally shall be resolved through binding arbitration in accordance with the rules of the International Chamber of Commerce, unless otherwise required by applicable law.

9.3 Class Action Waiver

You agree to resolve disputes on an individual basis and waive any right to participate in class actions, class arbitrations, or representative actions.

9.4 Jurisdiction

For any disputes not subject to arbitration, you agree to submit to the personal jurisdiction of the courts located within the jurisdiction specified in the project agreement or as required by applicable law.

10. Amendments & Notices

10.1 Changes to Terms

We may update these Terms at any time. When we make changes, we will:

• Update the "Last updated" date at the top of these Terms
• Post a notice on our website for significant changes
• Notify active clients via email for material changes

10.2 Acceptance of Changes

Your continued use of our website or services after changes are posted constitutes your acceptance of the modified Terms. If you do not agree to the changes, you must stop using our services.

10.3 Notices

All notices to you will be sent to the email address you provide. You are responsible for keeping your contact information current.

10.4 Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and OwnAlgo regarding your use of our services, superseding any prior agreements.

11. Definitions & Interpretation

11.2 Interpretation

In these Terms:

• Headings are for convenience only and do not affect interpretation
• The singular includes the plural and vice versa
• "Including" means "including without limitation"
• References to laws include amendments and replacements

11.3 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

11.4 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.